Ben Zachary's life has not turned out the way he had hoped. Once a rising rock singer, he now leads a quieter life on the Florida coast, fishing every chance he gets. But, he is struggling to make it with his real estate business while keeping creditors at bay. He and his wife, Jill, also struggle to keep their marriage strong and their two young daughters happy. When Ben becomes involved with a beautiful, mysterious woman named Natalie, his life is suddenly turned upside down, leading to bewildering complications. A sinister character is taunting his family, he learns that Natalie is not who she seems, and he is trapped in situations beyond his control. A pair of off-beat FBI agents warn Ben that he is entangled in a scheme with ties to a terrorist group. In his confusion and disbelief, he rejects their help. As mounting danger forces Ben into complicity, his anxiety attacks become more frequent. After the family is faced with perilous harm, the FBI agents take action. But, time is running out and survival may not be possible for everyone.