Is There a Retirement Crisis? An Exploration of the Current Debate
- ISBN-10
- 1952927013
- ISBN-13
- 9781952927010
- Category
- Business & Economics
- Pages
- 68
- Language
- English
- Published
- 2020-07-03
- Publisher
- CFA Institute Research Foundation
- Author
- George A.
Description
Many quantitative empirical studies of retirement preparedness find that a substantial number of US households face a potential financial crisis at some point in the future. This monograph provides a critical survey of the most important and best-known of these studies, and it also examines the prospects for other countries. Studies of retirement preparedness vary in complexity and sophistication, and as a result, researchers offer a wide range of forecasts, with some warning of a severe crisis and others being more skeptical about the likely scale of the problem. This monograph appraises the quality of surveyed studies by determining how well each deals with key conceptual issues and how adequately each addresses principal risks. Going beyond the circumstances in the United States, the monograph also provides international perspective by comparing the “macro” and institutional aspects of pension and health systems in a group of eight industrialized countries, including the United States.
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