Your credit score. It's just three numbers. But it dictates whether you'll get credit, and what you'll pay. Insurers use it to set premiums. Landlords use it to make renting decisions. You need to understand it. In Your Credit Score, Second Edition, MSN Money personal finance journalist Liz Pulliam Weston gives you up-to-the-minute answers you can trust-and a proven action plan for building your credit, fixing it, and maintaining it, starting today! Weston has updated this national bestseller with extensive new information, including an inside look at the new VantageScore credit scoring system, "Fast Fixes " that actually work, and powerful tips for first-time borrowers. You'll discover how your scores are affected by everything from applying for loans to closing accounts... how to cope with a credit crisis, and bounce back from bad credit or bankruptcy... how credit counselling really affects your score...why paying old debts can actually damage your score... how to reduce your exposure to identity theft, and much more!
Many were introduced to credit scoring by two pioneers in the field: engineer Bill Fair and mathematician Earl Isaac, who founded the firm Fair ... The cost to develop and implement these custom formulas was—and still is—considerable.
With this revelatory guide, Anthony Davenport aims to change that. Finally, here is a consumer-friendly road map for understanding and navigating the secretive world of consumer credit.
Did you know that you could have credit scores in the low 600's even if you never missed a bill payment in your life?
"Credit Scores and You" is the definitive guide on how to create, maintain, or repair your credit score.
Your credit repair does not happen in a vacuum. This book will teach you the powerful strategies you need to build the financial habits that will help you to a keep a high credit risk rating. It really is that simple.
Your credit repair does not happen in a vacuum.This book will teach you the powerful strategies you need to build the financial habits that will help you to a keep a high credit risk rating.
With this book in hand, a consumer should be able to achieve the higher credit score that is a person's greatest financial asset.
Improve Your Credit Score Today With A Simple And Easy Plan If you are looking to improve your credit and take your finances to the next level, this book will show you exactly how to do just that.
Check out our YouTube video which gives an overview of what is in the book -http://www.youtube.com/watch'v=XpUfAoads-QThe book is based on years of working with individual clients with credit situations as difficult as recent bankruptcies, ...
With around 28 crore people in India having a credit score and a very small number among them understanding its true importance, this book is an endeavor to demystify the “Credit Score” and guide people on how they can harness its true ...