Improve your credit score, for real, with the #1 best-selling guide you can trust! Today, a good credit score is essential for getting credit, getting a job, even getting car insurance or a cellphone. Now, best selling journalist Liz Pulliam Weston has thoroughly updated her top-selling guide to credit scores, with crucial new information for protecting (or rebuilding) yours. Weston thoroughly covers brand-new laws and rules surrounding credit scoring -- including some surprising good news and some frightening new risks. Don't settle for an out-of-date guide to credit scoring, when Your Credit Score, Fifth Edition offers brand-new coverage of all this, and more: Recent consumer-friendly reforms in lending, credit score calculation, and credit bureau behavior -- and how to take advantage of them How you can finally get your credit disputes reviewed by an actual human being Why recent medical debts shouldn't impact your score anymore How to get a legitimately free FICO score without getting ripped off How lenders have recently loosened their criteria, making it easier to get loans even if your credit isn't perfect Important new options for student loan borrowers -- including brand-new ways to dramatically limit your payments How tax refund fraud is soaring -- and the one little-known way to avoid becoming a victim The disappearance of "manual underwriting" why it's now virtually impossible to get a mortgage without credit scores Weston updates her guidance on raising your FICO score... fighting lower limits or higher rates... maintaining the right mix of cards and balances... bouncing back from bad credit... choosing credit "solutions" that help, not hurt... explodes both new and old myths about credit scoring... and much more. Your Credit Score is for every consumer who is concerned about improving or protecting their credit -- and it's so up-to-date and useful, thousands of financial professionals use it, too!
Many were introduced to credit scoring by two pioneers in the field: engineer Bill Fair and mathematician Earl Isaac, who founded the firm Fair ... The cost to develop and implement these custom formulas was—and still is—considerable.
With this revelatory guide, Anthony Davenport aims to change that. Finally, here is a consumer-friendly road map for understanding and navigating the secretive world of consumer credit.
Did you know that you could have credit scores in the low 600's even if you never missed a bill payment in your life?
"Credit Scores and You" is the definitive guide on how to create, maintain, or repair your credit score.
Your credit repair does not happen in a vacuum. This book will teach you the powerful strategies you need to build the financial habits that will help you to a keep a high credit risk rating. It really is that simple.
Your credit repair does not happen in a vacuum.This book will teach you the powerful strategies you need to build the financial habits that will help you to a keep a high credit risk rating.
With this book in hand, a consumer should be able to achieve the higher credit score that is a person's greatest financial asset.
Improve Your Credit Score Today With A Simple And Easy Plan If you are looking to improve your credit and take your finances to the next level, this book will show you exactly how to do just that.
Check out our YouTube video which gives an overview of what is in the book -http://www.youtube.com/watch'v=XpUfAoads-QThe book is based on years of working with individual clients with credit situations as difficult as recent bankruptcies, ...
With around 28 crore people in India having a credit score and a very small number among them understanding its true importance, this book is an endeavor to demystify the “Credit Score” and guide people on how they can harness its true ...